Playbook DE-WORK-03: 18-Month Post-Study Job Seeker Visa Master Manual (§ 20 AufenthG) %% expand or create related articles %%
Complete 2026 guide to 18-Month Post-Study Job Seeker Visa Master Manual (§ 20 AufenthG) for Indian students and parents.
An official verification certificate for Indian students proving that your school and university marks are genuine and recognized in Germany.
Germany Blocked Account & Remittance Calculator
German Blocked Account Cost Calculator
Calculate the exact Indian Rupee outflow needed to open and fund your German blocked account.
Provider comparison
| Provider | Setup fee | Monthly fee | Health insurance | Est. total (INR) | |
|---|---|---|---|---|---|
| ExpatrioPOPULAR | 119,00 € | 9,00 €/mo | Included | ₹11,06,906 | Explore → |
| Fintiba | 159,00 € | 9,90 €/mo | Not included | ₹11,11,503 | Explore → |
| Coracle | 99,00 € | Free | Included | ₹10,95,322 | Explore → |
Blocked account FAQs
Does the amount need to be refilled every year?
You only need to show the account for the first 12 months of your study visa. For subsequent years, you can prove financial capability through savings, side-jobs, parents' income, or loans — a full refill is rarely required unless your local Ausländerbehörde specifically asks for one during a visa extension.
Do I still need one if I hold a DAAD scholarship or a loan?
No. An official award letter for a recognized scholarship (e.g. DAAD) covering at least €992/month exempts you. An Indian education loan sanction letter also works as valid financial proof — you don't have to deposit the money upfront.
Who controls the funds — can the provider withdraw them?
The funds are entirely yours; the account is locked under German federal law and releases €992/month to your local bank account. If your visa is rejected, the full amount is returned to your Indian source account.
Estimates for academic year planning — confirm current figures with the provider and the German Embassy before wiring funds.